Commission Disclosure

The Financial Conduct Authority

The Financial Conduct Authority expects any intermediary to disclose to the customer that a commission will be payable by the owner or creditor to the intermediary, and, if the customer asks, the amount of that commission. The Financial Conduct Authority has made it clear that “commission” means any financial consideration.

The existence and nature of Commission arrangements where the Commission varies depending on the Lender, product or other permissible factors will always be disclosed.

We will receive commission from a lender for our introduction. We can disclose the amount of commission we receive upon request. If you would like us to disclose any commission please make your request to our head office address on our contact page or by email to or by telephone: 01292 627 001

About Automotive Scotland Ltd's Services

Whose products do we use?

As an FCA regulated credit broker we can introduce you to a limited number of lenders who may be able to finance your purchase of a vehicle. We will only introduce you to these lenders.


Do we charge for our services?

We are a commission and fee based organisation which means that we will receive a commission from a lender or another intermediary for our introduction. These fees may be variable or pre-set dependent on the product and the volume that we place with the chosen supplier.


Who regulates us?

We are a credit broker and not a lender. We are authorised and regulated by the Financial Conduct Authority. Our firm’s reference number is 957690. You can verify this on the FCA's Register by visiting the FCA's website: or by contacting them on 0800 111 6768.

Other services we offer are not regulated by the FCA however the Financial Ombudsman Services has now been extended to handle some complaints under the Consumer Credit Act.


What to do if you have a complaint

Please visit our Complaints Procedure page.